Some great tips to expedite your appraisal from CC Real Estate Services


	Did you know the borrower is entitled to receive a copy of the completed appraisal report from the lender? Just give us a call at 920-390-9110 if you have any questions about the appraisal process.

To simplify the appraisal process, it's recommended to have these documents ready for the appraiser:

A plot plan or survey of the house and land (if available).
Any information on the purchase of the property for the last three years.
Information on any written private agreements, such as a shared driveway with a neighbor.
List of personal property to be sold with the home.
Title policy that describes encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Any inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.
Brag sheet that lists major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Information on "Homeowners Associations" or condominium covenants and fees.
A list of "proposed" improvements when the property is being appraised "as complete".

Once your appraiser arrives, you do not need to accompany him or her along on the entire site inspection, but generally you'll want to be present to answer inquiries about your property and identify any home improvements.

Here are some other recommendations:

Accessibility: Appraisers are very detailed in their inspections. You should make sure that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see a lot of homes a year and are no strangers to clutter, but they're human beings too! A good impact can translate into a higher value for your home.
Maintenance: We generally recommend repairing minor things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: If your borrower is trying to apply for either an FHA or VA loan, definitely ask your appraiser if there are specific things that should be done before they arrive. Some items they may recommend might be: having smoke detectors on all levels and especially near bedrooms, ensuring there are electrical receptacles in every room (note: GFI outlets are no longer required) and that each receptacle works, fixing leaky or dripping faucets, fixing broken windows or other glass like doors.